Resource library
What every Ontario STR operator needs to know.
Regulations, taxes, insurance, safety, and operations — researched against primary sources, dated, and updated as rules change. Where we can't confirm a fact, we say so rather than guess.
Operations
What Losing Superhost Status Actually Costs You
The Airbnb Superhost badge drives real revenue — and one property problem mid-booking can cost it. The dollars, the rules, and how fast the status can slip.
The Hidden Mental Load of Running a Short-Term Rental
Most STR owners underestimate the constant low-grade worry of running a property remotely. Here's what the burden looks like — and what actually lightens it.
Insurance & Risk
How to Insure a Vacant or Unoccupied Home in Canada
A practical guide to insuring a vacant or unoccupied home in Canada: vacancy permits vs. endorsements vs. standalone policies, costs, and how to stay covered.
Why Home Insurance Won't Cover Your STR
Standard home insurance excludes commercial use, and insurers can deny a claim if they find an undisclosed STR. What coverage you actually need instead.
Vacant & Unoccupied Home Insurance in Canada
Vacant, unoccupied, and STR homes cost more to insure for less coverage. The 30-day vacancy rule, what it costs across Canada, and monitoring credits.
Regulations & Tax
The CRA rule that can erase your STR deductions (Section 67.7)
Since 2024, non-compliant short-term rentals lose their expense deductions under Income Tax Act Section 67.7. What it means and who is affected.
STR Rules in Waterloo Region: KW & Cambridge
STR rules differ sharply across Kitchener, Waterloo, and Cambridge. The 4% regional tax, and why Kitchener stayed unregulated while neighbours didn't.
This library is general information for Ontario operators, not legal, tax, or insurance advice. Rules change and vary by municipality — confirm specifics with your city, a qualified professional, or the relevant authority before acting. Each article lists the sources it draws on.